I am a curious being and love learning. Sure you do too.
I want to continue to grow as a person, develop a range of interests and skills, plus be a productive member of society. Most of the books I read are on topics related to financial literacy, wealth creation, FIRE đ„, money management đž and getting ready for retirement...plus the occasional fictional holiday read. (Book reviews of my favourites coming in future posts).
I am also a course junkie â signing up to numerous courses related to property & renovations, share trading, sales & marketing, small business/side hustles, privacy & online digital assets. Some I finish â some stay on the âsomeday / one-day / tomorrowâ list. Never enough time or âshiny object syndromeâ at itâs absolute best.
Sometimes I am overwhelmed by my list of projects until I stop and FOCUS.
This is my rude awakening and slap in the face with wet fish đ moment. If I want to improve and move forward, I have to stop and apply the theory.
So ridiculously and bloody obvious right! But I suspect I am not the only one to fall victim. Despite our thirst for knowledge, it seems very little changes in personal terms unless we FOCUS and then TAKE ACTION.
We often know what to do and how to do it. What to eat to be healthy and lose weight, how to quit a bad habit, understand we should spend less and invest more, know working stressful job with long hours will impact on our relationships and quality of life. As humans, we are just inherently lazy, donât commit, unable to FOCUS or fail to make the change.
We also donât appreciate or reflect on the things that trip us up and block the path.
Our thoughts, beliefs, behaviours, habits, intentions & actions are influenced by a range of subtle and complex factors. Some are related to physical conditioning from automatically performing a task over the long term. Others are social & cultural conditioning from our environment & past. Combine these with the subconscious beliefs we tell ourselves & all adds up to plain âdo nothingâ inertia. Everyday, we think we are in control & are making conscious decisions about our lives, when in reality, we might just be controlled by the perspectives, beliefs & attitudes we are not even aware of.
This is often the case with scarcity mindset, limiting beliefs & money blocks. The stories we tell ourselves to avoid moving forward to a better life. It takes time & focus to just stop and reflect. The simple task of journalling can often uncover these obstacles that are holding you back from your dreams & goals.
However, donât over analyse the situation. Acknowledge it and move on.
To put this in a simple formula;
ACTION = [acknowledge obstacle] x [vision for your future] x [focus & willingness to act]
It is not a sum of all parts, it is multiplication. If any variable is ZERO, then there will be NO ACTION or change.
Tough love. Harsh but true.
We need to consider all 3 pieces of the puzzle to achieve a result.
In the end, there is a choice.
- Do what it takes to cross the chasm, fill the gap or move forward 
- OR do what you always done and stay exactly where you are. 
Choose the one right for you with full awareness & accountability. Time to stop blaming others for your chosen circumstances.
Take some time to journal what you want in life and more importantly, what you donât want in life.
Start to create a vision of your future & what small steps do you need to take to get there. Be honest with yourself â are you willing and focused to take the next stepâŠ.. & the next step and then the next step?
Follow your own MAP â to navigate & explore Money, Abundance and Prosperity on your terms.


